ZIP 21230 Property Distress & Foreclosure Data

DLRadar grades ZIP 21230 (Baltimore County, Maryland) at a low 29/100 for overall property distress. Structural exposure scores 68 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100). Property-level stress concentrates in construction/permit lag (98/100), structural risk (68/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.8% year on year, and 5% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

50% of housing is owner-occupied. There are about 18,478 housing units across 21230. Rent burden reaches 40% of tenant households. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. About 33,509 people live here, median age 33. The poverty rate is 15.8%. The demographic-stress sub-score lands at 30/100. At $94,164, median income runs above typical U.S. levels. The typical home is worth about $330,100 (3.5× income, relatively affordable). Around 59% of adults hold a bachelor's degree or higher.

Net-net, 21230 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.