ZIP 21230 Foreclosure, Tax-Lien & Distress Report

In Baltimore County, Maryland, ZIP 21230 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 68/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (77/100)). Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 2.2% year on year, and 5% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

50% of housing is owner-occupied. There are about 18,478 housing units across 21230. Around 40% of renters are cost-burdened. The vacancy rate is 11.4% — elevated. 33,509 residents call 21230 home, typically aged 33. The poverty rate is 15.8%. The demographic-stress sub-score lands at 30/100. Households earn a median $94,164 — above the roughly $78,000 national figure. The typical home is worth about $330,100 (3.5× income, relatively affordable). Educational attainment sits at 59% bachelor's-or-above.

Overall, 21230 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 21230 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 21230 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Baltimore County, Maryland and the nation. Sparse data for 21230 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21230's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 21230 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.