ZIP 21205 Foreclosure, Tax-Lien & Distress Report

ZIP code 21205 in Baltimore County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100). The pressure is most legible in construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). The latent-versus-live split is 68/100 structural and 3/100 already moving.

The peak-phase market in 21205 posted values that rose 2.2% over the year, and 15% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 6,291 housing units across 21205. The demographic-stress sub-score lands at 39/100. A median home runs $96,100 here, or 2.5 times local income. The vacancy rate is 19.6% — elevated. The tenure split is 37% owner-occupied to 63% rented. The poverty rate is 37.0% — high, a tax-stress and distress correlate. Educational attainment sits at 16% bachelor's-or-above. At $38,723, median income runs below typical U.S. levels. 13,665 residents call 21205 home, typically aged 35. Rent burden reaches 44% of tenant households.

Taken together, 21205 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 21205 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 21205 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21205 can be compared directly against any other ZIP in Baltimore County, Maryland or nationwide. 21205 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21205's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21205 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.