Baltimore County, MD: Foreclosures, Tax Liens & Distressed Properties

Baltimore County, MD, Maryland: 57 ZIP codes scored, Baltimore County, MD averaging 23/100 (low, Baltimore, MD), from 18 to 30. Baltimore County, MD is in its peak phase (Baltimore, MD confidence 21/100): Baltimore, MD home prices up 2.2% (Baltimore, MD) over twelve months. Baltimore County, MD lender headwind: 33/100.

Highest-scoring Baltimore County, MD ZIPs: 21215 (30/100), 21210 (29/100), 21229 (29/100), 21206 (28/100), 21224 (28/100), 21239 (28/100). Also scored in Baltimore County, MD: 21043, 21212, 21104, 21209, 21207, 21085, 21163, 21161, 21222, 21234.

Across Baltimore County, MD's scored ZIPs: median home value $444,542, household income $90,950, 4.7% vacancy, 8.7% poverty, 71% owner-occupied, median age 41.0.

Baltimore County, MD insurance distress 30/100 (#1,611 in the US); FEMA hazard 0/100 for Baltimore, MD; 2 federal disaster declarations in Baltimore County, MD since 2023; 118 Baltimore, MD NFIP flood claims, $2.1M paid; Baltimore, MD construction distress 19/100.

25 banks with 163 branches lend in Baltimore County, MD; Baltimore, MD weighted bank stress 59/100, highest 75/100 in Baltimore, MD.

Baltimore County, MD unemployment 4.0% (Baltimore, MD -0.9 pts, six months); 1,583 new housing units permitted in Baltimore County, MD over twelve months, Baltimore, MD up 37% from 1,158; Baltimore, MD home prices +7.4% a year (Baltimore, MD) over three years.

350,821 housing units in Baltimore County, MD; 111,157 Baltimore, MD renter households; 49% of Baltimore, MD renters spend 30%+ of income on rent, 25% (Baltimore, MD) half or more.

Baltimore County, MD ranks #3,027 nationally on the opportunity index (Baltimore, MD, among all ranked counties); Baltimore, MD scores 22.9/100 and Baltimore, MD sits #21 inside Maryland. Baltimore, MD is in the weak opportunity phase; Baltimore, MD's primary driver is bank institutional, Baltimore, MD second driver vacancy; Baltimore, MD moved up 120 places. 214 short-sale listings across Baltimore, MD; 106 days on market observed in Baltimore, MD; 5.8% vacancy over 57 Baltimore, MD ZIPs.

1.3% of Baltimore County, MD mortgages were ninety-plus days late in December 2025; Baltimore, MD's thirty-to-eighty-nine-day share was 2.8% (CFPB county sample). Baltimore, MD's ninety-day rate is down 0.1 points on twelve months earlier; the Baltimore, MD peak since 2008 was 5.4% in January 2010; Maryland overall reads 1.1%.

Baltimore County, MD has 7 watched banks; 7 Baltimore, MD banks sit in an elevated band. Baltimore, MD footprints: Rosedale Bank (11 branches, stress 54) in Baltimore, MD; Farmers&Merchants Bank (4 branches, stress 74) in Baltimore, MD; Bayvanguard Bank (3 branches, stress 40) in Baltimore, MD.

HUD lists 1 assisted multifamily property in Baltimore County, MD with 72 units; 72 Baltimore, MD units are assisted.

18,020 of the 350,821 housing units in Baltimore, MD sit vacant. Baltimore County, MD permitted 703 multifamily units in twelve months; Baltimore, MD's one-to-four unit structures added 880 units in Baltimore County, MD.