ZIP 21053 Property Distress & Foreclosure Data

ZIP code 21053 in Baltimore County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low. The latent-versus-live split is 47/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Around 0% of renters are cost-burdened. The poverty rate is 1.1% — low. Around 43% of adults hold a bachelor's degree or higher. About 3,018 people live here, median age 50. At $100,015, median income runs above typical U.S. levels. The vacancy rate is 4.2%. The ZIP holds roughly 1,318 housing units. The demographic-stress sub-score lands at 20/100. The typical home is worth about $408,300 (4.5× income). 97% of housing is owner-occupied.

Overall 21053 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.