ZIP 21161 Foreclosure, Tax-Lien & Distress Report
Harford County, Maryland · Distress market
DLRadar grades ZIP 21161 (Harford County, Maryland) at a low 23/100 for overall property distress. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (39/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. On the structural side it scores 52/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (85/100).
The peak-phase market in 21161 posted values that rose 2.2% over the year, and 21% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
Owners hold 92% of homes, renters 8%. Vacancy runs 3.4%. 6.1% of residents fall below the poverty threshold. Educational attainment sits at 35% bachelor's-or-above. At $99,709, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 31/100. Around 50% of renters are cost-burdened. The typical home is worth about $472,600 (4.4× income). There are about 1,937 housing units across 21161. 5,288 residents call 21161 home, typically aged 46.
Overall 21161 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 21161 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 21161 stays directly comparable to neighboring ZIPs and the rest of Harford County, Maryland. The score is rebuilt from public data as it updates, so 21161 reflects the current record instead of a stale or modeled snapshot.
21161's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 21161 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 21161
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 21161 distress snapshot
Current distress, phase, housing and lender-pressure figures for 21161, drawn from the same report attached to each property.
Nearby ZIPs in Harford County
Nearest ZIP codes to 21161
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
Additional distress intelligence spanning Harford County, Maryland by ZIP, county and state.
Open the complete 21161 acquisition file
Get every distressed property in 21161 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology