ZIP 21001 Property Distress & Foreclosure Data

Composite property distress in 21001 (Harford County, Maryland) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structural risk reads 59/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 11,610 housing units across 21001. The tenure split is 66% owner-occupied to 34% rented. 26,121 residents call 21001 home, typically aged 38. On demographic stress specifically, 21001 scores 30/100. Rent burden reaches 42% of tenant households. Households earn a median $81,778 — near the roughly $78,000 national figure. A median home runs $285,800 here, or 3.3 times local income. Roughly 13.7% live below the poverty line. Vacancy runs 3.9%. About 28% have a four-year degree.

Overall, 21001 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.