ZIP 21009 Property Distress & Foreclosure Data

In Harford County, Maryland, ZIP 21009 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 59/100 against active distress of 2/100. Its standout signals are construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (78/100)).

The peak-phase market in 21009 posted values that rose 2.8% over the year, and 12% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 13,256 housing units across 21009. Vacancy runs 2.8%. Home values center near $357,100, an affordability ratio of 2.9× — accessible. Rent burden reaches 34% of tenant households. Median household income is $117,017, above the U.S. median near $78,000. Educational attainment sits at 40% bachelor's-or-above. Owners hold 81% of homes, renters 19%. 3.9% of residents fall below the poverty threshold. Population is roughly 33,444 with a median age of 36. DLRadar's demographic-stress index for the area reads 23/100.

On balance 21009 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.