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ZIP 21005 Foreclosure, Tax-Lien & Distress Report

Harford County, Maryland · High Vacancy market

Composite property distress in 21005 (Harford County, Maryland) lands at 25/100 — low on DLRadar's public-record scoring. Structurally it carries 57/100, against 0/100 of stress already in motion. Its standout signals are construction/permit lag (70/100), structural risk (57/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100).

The peak-phase market in 21005 posted values that rose 2.2% over the year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

About 52% have a four-year degree. On demographic stress specifically, 21005 scores 29/100. Around 22% of renters are cost-burdened. The ZIP holds roughly 948 housing units. The vacancy rate is 15.6% — elevated. 0.3% of residents fall below the poverty threshold. Households earn a median $123,264 — above the roughly $78,000 national figure. 2,354 residents call 21005 home, typically aged 32. 1% of housing is owner-occupied.

On the whole, 21005 leans distressed, with opportunity clustered in specific stressed parcels. 21005 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 21005's 25/100 can be lined up against any neighbor in Harford County, Maryland or any ZIP coast to coast. Sparse data for 21005 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 for 21005 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21005 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
57/100
Structural risk
0/100
Distress activity

ZIP 21005 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk78
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 21005 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 21005, the same set carried on every parcel.

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