ZIP 21078 Foreclosure, Tax-Lien & Distress Report
Harford County, Maryland · Distress market
On DLRadar's 0-100 distress scale, ZIP 21078 in Harford County, Maryland comes in at 24, a low composite-distress reading. Structural risk reads 56/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The pressure is most legible in construction/permit lag (66/100), structural risk (56/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.
The market reads peak — home values rose 2.2% year on year, and 15% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Home values center near $385,600, an affordability ratio of 3.3× — accessible. Vacancy runs 5.1%. The tenure split is 77% owner-occupied to 23% rented. Rent burden reaches 32% of tenant households. The ZIP holds roughly 8,869 housing units. Educational attainment sits at 41% bachelor's-or-above. Households earn a median $109,451 — above the roughly $78,000 national figure. Roughly 9.2% live below the poverty line. About 20,002 people live here, median age 47. The demographic-stress sub-score lands at 26/100.
Broadly, 21078 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 21078 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 21078 runs through one identical scoring model, so its 24/100 sits on the same scale as every other ZIP in Harford County, Maryland and the nation. Sparse data for 21078 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 24/100 for 21078 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 21078 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 21078
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 21078 by the numbers
A live read on 21078: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Nearby ZIPs in Harford County
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Open the complete 21078 acquisition file
Open 21078 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology