ZIP 21082 Property Distress & Foreclosure Data

DLRadar grades ZIP 21082 (Baltimore County, Maryland) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (48/100), institutional ownership (20/100), construction/permit lag (9/100). construction/permit lag (9/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 48/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 26% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 21082 scores 16/100. A median home runs $485,500 here, or 3.6 times local income. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Around 0% of renters are cost-burdened. The ZIP holds roughly 274 housing units. About 56% have a four-year degree. Households earn a median $144,426 — above the roughly $78,000 national figure. 525 residents call 21082 home, typically aged 56. The vacancy rate is 0.0%. The tenure split is 94% owner-occupied to 6% rented.

On balance, 21082 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.