ZIP 21087 Foreclosure, Tax-Lien & Distress Report

In Baltimore County, Maryland, ZIP 21087 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (88/100)). Its standout signals are structural risk (50/100), institutional ownership (20/100), construction/permit lag (18/100). By contrast, construction/permit lag (18/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.2% year on year, and 15% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $534,300, an affordability ratio of 4.1×. The tenure split is 92% owner-occupied to 8% rented. Population is roughly 5,742 with a median age of 52. The vacancy rate is 4.9%. 5.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. Rent burden reaches 82% of tenant households. The ZIP holds roughly 2,260 housing units. At $124,500, median income runs above typical U.S. levels. About 46% have a four-year degree.

On balance, 21087 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 21087 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 21087's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 21087 shows blanks, not estimates, wherever the record is sparse.

21087's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 21087 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.