ZIP 21131 Property Distress & Foreclosure Data
DLRadar grades ZIP 21131 (Baltimore County, Maryland) at a low 21/100 for overall property distress. Structural exposure scores 47 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). Property-level stress concentrates in structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low.
The market reads peak — home values rose 2.8% year on year, and 14% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 3.4% — low. Vacancy runs 5.9%. At $187,250, median income runs above typical U.S. levels. Around 72% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100. About 7,050 people live here, median age 49. There are about 2,658 housing units across 21131. The typical home is worth about $686,000 (3.5× income, relatively affordable). 99% of housing is owner-occupied.
Overall 21131 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 21131
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Baltimore County
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Deterministic. Every signal traces to a public dataset · methodology