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ZIP 21133 Foreclosure, Tax-Lien & Distress Report

Baltimore County, Maryland · Distress market

DLRadar grades ZIP 21133 (Baltimore County, Maryland) at a low 22/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). What sets it apart are the readings on structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (8/100) register low. On the structural side it scores 49/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.2% year on year, and 16% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 31,847 people live here, median age 48. Home values center near $322,800, an affordability ratio of 3.6× — accessible. Median household income is $84,248, near the U.S. median near $78,000. The tenure split is 69% owner-occupied to 31% rented. The vacancy rate is 2.3%. Around 60% of renters are cost-burdened. The ZIP holds roughly 12,460 housing units. Roughly 8.8% live below the poverty line. Educational attainment sits at 35% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100.

Broadly, 21133 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 21133 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 21133 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. Sparse data for 21133 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21133's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 21133 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
49/100
Structural risk
2/100
Distress activity

What is driving ZIP 21133’s distress

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk94
Another 9 scored dimensions sit behind 21133

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 21133 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 21133, the same set carried on every parcel.

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Get the full acquisition report for 21133

Every distressed parcel in 21133 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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