ZIP 21152 Property Distress & Foreclosure Data

ZIP code 21152 in Baltimore County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The latent-versus-live split is 47/100 structural and 2/100 already moving.

The market reads peak — home values rose 2.8% year on year, and 12% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 26/100. The typical home is worth about $495,700 (4.4× income). The ZIP holds roughly 2,619 housing units. Around 30% of renters are cost-burdened. The poverty rate is 1.7% — low. About 6,402 people live here, median age 44. At $119,833, median income runs above typical U.S. levels. 71% of housing is owner-occupied. Around 55% of adults hold a bachelor's degree or higher. The vacancy rate is 0.4%.

Overall 21152 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.