ZIP 21120 Property Distress & Foreclosure Data

ZIP code 21120 in Baltimore County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 47 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit mortgage stress (8/100) and construction/permit lag (7/100). Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)).

The peak-phase market in 21120 posted values that rose 2.8% over the year, and 15% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 95% of homes, renters 5%. Rent burden reaches 22% of tenant households. Home values center near $580,900, an affordability ratio of 3.5× — accessible. Educational attainment sits at 62% bachelor's-or-above. Vacancy runs 1.1%. 2.7% of residents fall below the poverty threshold. There are about 2,622 housing units across 21120. DLRadar's demographic-stress index for the area reads 20/100. Population is roughly 7,286 with a median age of 41. Median household income is $157,275, above the U.S. median near $78,000.

Broadly, 21120 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.