ZIP 21013 Property Distress & Foreclosure Data

In Baltimore County, Maryland, ZIP 21013 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (51/100), construction/permit lag (29/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 51/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 11% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 56% of renters are cost-burdened. Roughly 4.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 1,894 housing units. About 56% have a four-year degree. A median home runs $572,100 here, or 3.4 times local income. The tenure split is 92% owner-occupied to 8% rented. Households earn a median $170,333 — above the roughly $78,000 national figure. On demographic stress specifically, 21013 scores 26/100. The vacancy rate is 2.9%. 5,985 residents call 21013 home, typically aged 40.

On balance, 21013 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.