ZIP 21013 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · Distress market
Scored purely from public records, 21013 (Baltimore County, Maryland) returns a low composite of 23/100. Property-level stress concentrates in structural risk (51/100), construction/permit lag (29/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (87/100). Latent structural risk is 51/100 while live distress already moving reads 2/100.
The peak-phase market in 21013 posted values that rose 2.2% over the year, and 11% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 56% of renters are cost-burdened. 4.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,894 housing units. Educational attainment sits at 56% bachelor's-or-above. Home values center near $572,100, an affordability ratio of 3.4× — accessible. Owners hold 92% of homes, renters 8%. Households earn a median $170,333 — above the roughly $78,000 national figure. On demographic stress specifically, 21013 scores 26/100. The vacancy rate is 2.9%. 5,985 residents call 21013 home, typically aged 40.
Overall 21013 looks resilient on the surface, so the edge is isolating individual stressed parcels. 21013 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 21013 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 21013 reflects the current record instead of a stale or modeled snapshot.
The 23/100 for 21013 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 21013 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 21013
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 21013 Stress Report snapshot
The live 21013 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Baltimore County ZIPs near 21013
Explore related distress reports
Related ZIP, county and statewide reads linked to Baltimore County, Maryland.
The complete 21013 distress and acquisition report
Every distressed parcel in 21013 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology