ZIP 21047 Property Distress & Foreclosure Data

Composite property distress in 21047 (Harford County, Maryland) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 59 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The sharpest non-environmental signals are construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $552,500 (3.3× income, relatively affordable). Around 53% of adults hold a bachelor's degree or higher. There are about 4,899 housing units across 21047. At $154,524, median income runs above typical U.S. levels. Vacancy runs 1.5%. The poverty rate is 3.9% — low. 97% of housing is owner-occupied. Rent burden reaches 36% of tenant households. About 13,540 people live here, median age 47. The demographic-stress sub-score lands at 22/100.

Net-net, 21047 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.