ZIP 21130 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 21130 (Harford County, Maryland) lands at 24/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in construction/permit lag (66/100), structural risk (56/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) register low. On the structural side it scores 56/100, with 0/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100).

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 74% of tenant households. The vacancy rate is 34.3% — elevated. 70.7% of residents fall below the poverty threshold. The ZIP holds roughly 71 housing units. 75 residents call 21130 home, typically aged 22. DLRadar's demographic-stress index for the area reads 76/100. Educational attainment sits at 0% bachelor's-or-above. Owners hold 27% of homes, renters 73%.

Net-net, 21130 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 21130 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 21130 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 21130 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 21130 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.