ZIP 21130 Property Distress & Foreclosure Data

In Harford County, Maryland, ZIP 21130 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) stay muted. The latent-versus-live split is 59/100 structural and 0/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 74% of renters are cost-burdened. The vacancy rate is 34.3% — elevated. Roughly 70.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 71 housing units. 75 residents call 21130 home, typically aged 22. On demographic stress specifically, 21130 scores 66/100. About 0% have a four-year degree. The tenure split is 27% owner-occupied to 73% rented.

Taken together, 21130 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.