ZIP 21034 Property Distress & Foreclosure Data

Harford County, Maryland's ZIP 21034 registers 25/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100), climate & FEMA risk (78/100). The most distinctive pressure shows up in construction/permit lag (77/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (7/100) stay muted. Structural risk reads 59/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 20% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

2,802 residents call 21034 home, typically aged 49. Vacancy runs 3.2%. There are about 1,151 housing units across 21034. About 24% have a four-year degree. Rent burden reaches 94% of tenant households. On demographic stress specifically, 21034 scores 40/100. The tenure split is 91% owner-occupied to 9% rented. Roughly 13.9% live below the poverty line. A median home runs $401,500 here, or 4.5 times local income. Households earn a median $77,063 — near the roughly $78,000 national figure.

Overall, 21034 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.