ZIP 21918 Property Distress & Foreclosure Data

ZIP code 21918 in Cecil County, Maryland carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)). On the structural side it scores 61/100, with 3/100 of stress already active.

The peak-phase market in 21918 posted values that rose 2.8% over the year, and 18% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $81,026, near the U.S. median near $78,000. Owners hold 88% of homes, renters 12%. The ZIP holds roughly 1,815 housing units. Around 17% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. 5.2% of residents fall below the poverty threshold. The vacancy rate is 2.3%. Population is roughly 4,125 with a median age of 42. Home values center near $324,800, an affordability ratio of 3.6× — accessible.

On balance 21918 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.