ZIP 21918 Foreclosure, Tax-Lien & Distress Report

ZIP 21918's composite property-distress score is 26/100 - DLRadar classes that as low for Cecil County, Maryland. Its standout signals are construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100). Structural exposure scores 61 and live distress 3 on the 0–100 scale.

The peak-phase market in 21918 posted values that rose 1.6% over the year, and 18% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $81,026 — near the roughly $78,000 national figure. 88% of housing is owner-occupied. There are about 1,815 housing units across 21918. Around 17% of renters are cost-burdened. Around 15% of adults hold a bachelor's degree or higher. On demographic stress specifically, 21918 scores 25/100. The poverty rate is 5.2% — low. Vacancy runs 2.3%. 4,125 residents call 21918 home, typically aged 42. A median home runs $324,800 here, or 3.6 times local income.

Net-net, 21918 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 21918 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 21918 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Cecil County, Maryland and the nation. Where the public record is thin for 21918, the field stays empty rather than modeled, and fills in as new documents post.

21918's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 21918 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.