ZIP 21912 Property Distress & Foreclosure Data

Cecil County, Maryland's ZIP 21912 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)). The latent-versus-live split is 61/100 structural and 3/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).

The peak-phase market in 21912 posted values that rose 2.9% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $65,074, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Around 0% of renters are cost-burdened. The ZIP holds roughly 704 housing units. 3.6% of residents fall below the poverty threshold. The vacancy rate is 0.0%. Home values center near $391,700, an affordability ratio of 5.9×. Population is roughly 1,430 with a median age of 59. Educational attainment sits at 24% bachelor's-or-above. Owners hold 90% of homes, renters 10%.

On balance 21912 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.