ZIP 21912 Foreclosure, Tax-Lien & Distress Report
Cecil County, Maryland · Distress market
ZIP code 21912 in Cecil County, Maryland carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100). Latent structural risk is 61/100 while live distress already moving reads 3/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.
The peak-phase market in 21912 posted values that rose 1.6% over the year, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $65,074, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100. Around 0% of renters are cost-burdened. There are about 704 housing units across 21912. The poverty rate is 3.6% — low. The vacancy rate is 0.0%. Home values center near $391,700, an affordability ratio of 5.9×. 1,430 residents call 21912 home, typically aged 59. Educational attainment sits at 24% bachelor's-or-above. 90% of housing is owner-occupied.
On balance 21912 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 21912 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 21912 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 21912, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 21912's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 21912 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 21912
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 21912 by the numbers
A live read on 21912: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Unlock parcel-level detail for ZIP 21912
See who owns each distressed property in 21912, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology