ZIP 21920 Foreclosure, Tax-Lien & Distress Report
Cecil County, Maryland · Distress market
ZIP 21920's composite property-distress score is 26/100 - DLRadar classes that as low for Cecil County, Maryland. Structural risk reads 61/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (62/100).
The market reads peak — home values rose 1.6% year on year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
1,153 residents call 21920 home, typically aged 42. Vacancy runs 0.0%. Around 23% of renters are cost-burdened. Around 22% of adults hold a bachelor's degree or higher. 79% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. A median home runs $356,000 here, or 2.8 times local income. There are about 436 housing units across 21920. Median household income is $119,156, above the U.S. median near $78,000. 9.5% of residents fall below the poverty threshold.
Net-net, 21920 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 21920 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 21920 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Cecil County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 21920, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
21920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 21920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 21920
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 21920 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 21920, the same set carried on every parcel.
Cecil County ZIPs near 21920
Explore related distress reports
Further distress data across Cecil County, Maryland at ZIP, county and state level.
Open the complete 21920 acquisition file
Get every distressed property in 21920 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology