ZIP 21914 Foreclosure, Tax-Lien & Distress Report
Cecil County, Maryland · High Poverty market
DLRadar grades ZIP 21914 (Cecil County, Maryland) at a low 26/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)). The split runs 61/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100).
Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 58% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $57,167, below the U.S. median near $78,000. Rent burden reaches 81% of tenant households. The vacancy rate is 11.2%. Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 44/100. Owners hold 72% of homes, renters 28%. 786 residents call 21914 home, typically aged 47. The typical home is worth about $288,500 (5.3× income). Roughly 22.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 351 housing units across 21914.
On the whole, 21914 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 21914 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21914 can be compared directly against any other ZIP in Cecil County, Maryland or nationwide. 21914 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
21914's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 21914 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 21914 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 21914 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Get the full acquisition report for 21914
See who owns each distressed property in 21914, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology