ZIP 21914 Property Distress & Foreclosure Data

In Cecil County, Maryland, ZIP 21914 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (62/100). On the structural side it scores 61/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.8% year on year, and 58% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $57,167, median income runs below typical U.S. levels. Around 81% of renters are cost-burdened. The vacancy rate is 11.2%. Around 30% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 44/100. 72% of housing is owner-occupied. About 786 people live here, median age 47. The typical home is worth about $288,500 (5.3× income). The poverty rate is 22.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 351 housing units.

Net-net, 21914 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.