Cecil County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Cecil County, MD distress report, 2026: 15 ZIPs scored in Cecil, MD, Cecil, MD average 26/100; the top Cecil, MD ZIP is 21901 at 26/100; Cecil, MD market phase peak, Cecil, MD prices +1.6% year over year.
- Cecil, MD ranks #1,843 nationally (opportunity index); Cecil, MD #11 in Maryland; Cecil, MD index 28.3.
- Cecil, MD: no CFPB county sample; Cecil, MD metro area reading 1.2%.
- Cecil, MD ZIP phases: 15 peak.
- Cecil, MD residential listings tracked: 45 across 15 ZIPs; Cecil, MD candidate listings 27.
- Cecil, MD HUD assisted properties: 16 with 1,053 units.
- Cecil, MD lenders on watch: 1; largest Cecil, MD footprint Harford Bank (2 branches).
- Cecil, MD most distressed ZIP: 21901 at 26/100.
Cecil, MD figures: DLRadar distress index; Cecil, MD inputs: CFPB, FHFA, HUD, FDIC; Cecil, MD rebuilt as sources refresh.
| Rank | Cecil, MD ZIP | Score |
|---|---|---|
| 1 | 21901 | 26/100 |
| 2 | 21902 | 26/100 |
| 3 | 21903 | 26/100 |
| 4 | 21904 | 26/100 |
| 5 | 21911 | 26/100 |
| 6 | 21912 | 26/100 |
| 7 | 21913 | 26/100 |
| 8 | 21914 | 26/100 |
| 9 | 21915 | 26/100 |
| 10 | 21917 | 26/100 |
| 11 | 21918 | 26/100 |
| 12 | 21919 | 26/100 |
Most distressed Cecil, MD ZIPs (0-100, 2026)
Mortgage delinquency around Cecil, MD
No CFPB county sample covers Cecil, MD; the metro area reading for Cecil, MD (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD): 1.2% ninety-plus; Cecil, MD area thirty-to-eighty-nine 2.6% (December 2025, Cecil, MD); Maryland overall 1.1%.
Opportunity index: Cecil, MD
Cecil, MD index 28.3, Cecil, MD phase early_signal; Cecil, MD primary driver construction, Cecil, MD second driver bank institutional. Cecil, MD components: property stress 12.0, foreclosure pressure 11.3, listing discounts 28.2, bank stress 56.0, insurance 0.0; Cecil, MD pulse 32.1; Cecil, MD capital opportunity 22.5; Cecil, MD seven-day change +0.1%.
ZIP market phases inside Cecil, MD
15 Cecil, MD ZIPs carry a price-cycle phase; Cecil, MD ZIPs by phase (Cecil, MD), deepest drawdown first: peak, +1.6% YoY (Cecil, MD): 21901, 21902, 21903, 21904, Cecil, MD 21911, 21912, 21913, 21914, Cecil, MD 21915, 21917, 21918, 21919, Cecil, MD 21920, 21921, 21930.
Residential listings by Cecil, MD ZIP
Cecil, MD ZIPs with the most tracked Cecil, MD residential listings: 21921 21 listings, 11 candidates, bank pressure 62; 21901 6 listings, 5 candidates, bank pressure 62; 21911 5 listings, 4 candidates, bank pressure 62; 21918 4 listings, 3 candidates, bank pressure 62 (Cecil, MD); 21919 3 listings, 2 candidates, bank pressure 62; 21904 2 listings, 2 candidates, bank pressure 62; 21912 2 listings, 0 candidates, bank pressure 49; 21903 1 listings, 0 candidates, bank pressure 62. Cecil, MD totals: 45 listings; Cecil, MD candidates 27; active ZIPs 9.
HUD assisted housing in Cecil, MD
16 assisted properties with 1,053 units sit in Cecil, MD; largest Cecil, MD properties: Meadows At Elk Creek (Elkton) 200 units; Glen Creek Apartments (Elkton) 160 units; Belle Hill Manor (Elkton) 84 units in Cecil, MD; Maple Heights Apartments (Rising Sun) 78 units; North Bay Apartments (Formerly Cedar Hill) (North East) 77 units, 76 assisted; Riverwood At North East (North East) 76 units.
Lenders with branches in Cecil, MD
Cecil, MD lenders by branch count: Harford Bank (Cecil, MD): stress 70, 2 branches low in Cecil, MD.
Vacancy and permits, Cecil, MD
3,760 of 44,355 Cecil, MD housing units are vacant; Cecil, MD permits, twelve months: 0 multifamily units in Cecil, MD, 156 one-to-four unit units.
Work Cecil, MD at the parcel level
Every Cecil, MD parcel carries owner and address; every Cecil, MD parcel carries APN; Cecil, MD distress scores sit on the Cecil, MD live board.
Cecil, MD figures refresh with each source.
Cecil, MD questions
Most distressed ZIP code in Cecil County, MD?
ZIP 21901 leads Cecil, MD at 26/100; next in Cecil, MD: 21902 at 26/100; the Cecil, MD average is 26/100.
Where does Cecil County, MD rank for investment opportunity?
Cecil, MD is #1,843 among all ranked counties, #11 in Maryland; the Cecil, MD driver is construction; Cecil, MD moved down 32 places.
How many mortgages are delinquent in Cecil County, MD?
Cecil, MD takes the metro area reading of 1.2% for December 2025; no CFPB county sample covers Cecil, MD.
Which banks lend in Cecil County, MD?
1 watched lenders hold Cecil, MD branches; the largest Cecil, MD footprints are Harford Bank (2).
More on Cecil, MD
Cecil County, MD distress report: public-record figures for Cecil, MD; not legal advice for Cecil, MD; not tax or investment advice; verify every Cecil, MD record before acting.