Cecil County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cecil County, Maryland? DLRadar grades every Cecil County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Cecil County breakdown.
- Cecil County's most distressed ZIP is 21901 at 26/100.
- 15 ZIP codes tracked in Cecil County, averaging 26/100 distress.
- Cecil County reads peak — home values up 1.6% year over year.
- Vacancy runs 13.2% across Cecil County's tracked ZIPs, with a 10% poverty rate.
- The typical Cecil County home is worth about $342,423 against a ~$92,735 median income.
- Lending headwind in Cecil County sits at 54/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 21901 | 26/100 |
| 2 | 21902 | 26/100 |
| 3 | 21903 | 26/100 |
| 4 | 21904 | 26/100 |
| 5 | 21911 | 26/100 |
| 6 | 21912 | 26/100 |
| 7 | 21913 | 26/100 |
| 8 | 21914 | 26/100 |
| 9 | 21915 | 26/100 |
| 10 | 21917 | 26/100 |
| 11 | 21918 | 26/100 |
| 12 | 21919 | 26/100 |
Most distressed ZIP codes in Cecil County (composite distress 0-100, 2026)
What is driving Cecil County distress
The Cecil County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 26/100 ZIP average. No proprietary or modelled inputs enter the score.
Cecil County market phase and pricing
DLRadar places Cecil County in peak; prices moved up 1.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Cecil County
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Questions and answers
Where is distress highest inside Cecil County, MD?
ZIP 21901 leads Cecil County at 26/100, recomputed monthly from public records.
How would you describe the Cecil County market phase?
The market phase for Cecil County is peak, prices rising 1.6% on the year — derived from the FHFA House Price Index path.
Where does the Cecil County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 15 ZIP codes in Cecil County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Cecil County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Cecil County ZIPs DLRadar ranks, scores run from 26/100 in 21901 down to 26/100 in 21919, against a Cecil County average of 26/100. Because the gap runs to 0 points, Cecil County rewards ZIP-level precision.
What do Cecil County home values and vacancy say about distressed supply?
The typical Cecil County home carries about $342,423 of value against a median household income near $92,735. Vacancy across Cecil County's tracked ZIPs runs 13.2% and the poverty rate is 10%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Cecil County's foreclosure and lien data and its 54/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.