Cecil County, MD: Foreclosures, Tax Liens & Distressed Properties

Cecil County, MD, Maryland: 15 ZIP codes scored, Cecil County, MD averaging 26/100 (low, Cecil, MD). Cecil County, MD is in its peak phase (Cecil, MD confidence 20/100): Cecil, MD home prices up 1.6% (Cecil, MD) over twelve months. Cecil County, MD lender headwind: 54/100.

Highest-scoring Cecil County, MD ZIPs: 21901 (26/100), 21902 (26/100), 21903 (26/100), 21904 (26/100), 21911 (26/100), 21912 (26/100). Also scored in Cecil County, MD: 21913, 21914, 21915, 21917, 21918, 21919, 21920, 21921, 21930.

Across Cecil County, MD's scored ZIPs: median home value $342,423, household income $92,735, 13.2% vacancy, 10.0% poverty, 77% owner-occupied, median age 47.3.

Cecil County, MD insurance distress 30/100 (#1,608 in the US); FEMA hazard 0/100 for Cecil, MD; 2 federal disaster declarations in Cecil County, MD since 2023; 30 Cecil, MD NFIP flood claims, $948K paid; Cecil, MD construction distress 100/100.

7 banks with 14 branches lend in Cecil County, MD; Cecil, MD weighted bank stress 65/100, highest 72/100 in Cecil, MD.

Cecil County, MD unemployment 4.0% (Cecil, MD -1.1 pts, six months); 156 new housing units permitted in Cecil County, MD over twelve months, Cecil, MD down 66% from 464; Cecil, MD home prices +8.5% a year (Cecil, MD) over three years.

44,355 housing units in Cecil County, MD; 9,920 Cecil, MD renter households; 47% of Cecil, MD renters spend 30%+ of income on rent, 20% (Cecil, MD) half or more.

Cecil County, MD ranks #1,833 nationally on the opportunity index (Cecil, MD, among all ranked counties); Cecil, MD scores 28.3/100 and Cecil, MD sits #11 inside Maryland. Cecil, MD is in the early_signal opportunity phase; Cecil, MD's primary driver is construction, Cecil, MD second driver bank institutional; Cecil, MD moved down 30 places. 9 short-sale listings across Cecil, MD; 112 days on market observed in Cecil, MD; 8.3% vacancy over 15 Cecil, MD ZIPs.

No CFPB county sample covers Cecil County, MD. The metro area reading for Cecil, MD (Philadelphia-Camden-Wilmington, PA-NJ-DE-MD): 1.2% ninety-plus days late; Cecil, MD's thirty-to-eighty-nine share is 2.6% (Cecil, MD, December 2025 data); Maryland overall 1.1%.

Cecil County, MD has 1 watched bank; 1 Cecil, MD bank sits in an elevated band. Cecil, MD footprints: Harford Bank (2 branches, stress 70) in Cecil, MD.

HUD lists 16 assisted multifamily properties in Cecil County, MD with 1,053 units; 98 Cecil, MD units are assisted, 1 Cecil, MD properties under project-based Section 8.

3,760 of the 44,355 housing units in Cecil, MD sit vacant. Cecil County, MD permitted 0 multifamily units in twelve months; Cecil, MD's one-to-four unit structures added 156 units in Cecil County, MD.