ZIP 21921 Property Distress & Foreclosure Data

Cecil County, Maryland's ZIP 21921 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)). On the structural side it scores 61/100, with 3/100 of stress already active.

The peak-phase market in 21921 posted values that rose 2.8% over the year, and 22% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

13.6% of residents fall below the poverty threshold. Population is roughly 45,698 with a median age of 39. Median household income is $84,608, near the U.S. median near $78,000. Owners hold 68% of homes, renters 32%. Around 44% of renters are cost-burdened. Home values center near $330,400, an affordability ratio of 3.5× — accessible. Educational attainment sits at 28% bachelor's-or-above. The vacancy rate is 6.9%. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 18,475 housing units.

On balance 21921 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.