ZIP 21913 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21913 (Cecil County, Maryland) returns a low composite of 26/100. The latent-versus-live split is 61/100 structural and 3/100 already moving. The pressure is most legible in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)).

The market reads peak — home values rose 1.6% year on year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $241,800, an affordability ratio of 2.4× — accessible. Vacancy runs 7.1%. About 863 people live here, median age 30. The tenure split is 67% owner-occupied to 33% rented. About 29% have a four-year degree. Median household income is $95,795, above the U.S. median near $78,000. The poverty rate is 5.8% — low. The ZIP holds roughly 402 housing units. Rent burden reaches 44% of tenant households. DLRadar's demographic-stress index for the area reads 27/100.

Overall, 21913 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 21913 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 21913 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21913 can be compared directly against any other ZIP in Cecil County, Maryland or nationwide. Nothing here is interpolated — where a source is thin for 21913, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 21913 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 21913 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.