ZIP 21913 Property Distress & Foreclosure Data

ZIP code 21913 in Cecil County, Maryland carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 61 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $241,800 here, or 2.4 times local income. Vacancy runs 7.1%. 863 residents call 21913 home, typically aged 30. The tenure split is 67% owner-occupied to 33% rented. About 29% have a four-year degree. Households earn a median $95,795 — above the roughly $78,000 national figure. Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. There are about 402 housing units across 21913. Rent burden reaches 44% of tenant households. On demographic stress specifically, 21913 scores 27/100.

Overall, 21913 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.