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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 21901 Foreclosure, Tax-Lien & Distress Report

Cecil County, Maryland · Distress market

On DLRadar's 0-100 public-record scale, ZIP 21901 in Cecil County, Maryland comes in at 26, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Structurally it carries 61/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100).

The market reads peak — home values rose 1.6% year on year, and 20% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 8,206 housing units. Roughly 10.1% live below the poverty line. Rent burden reaches 35% of tenant households. On demographic stress specifically, 21901 scores 27/100. Around 33% of adults hold a bachelor's degree or higher. Home values center near $367,400, an affordability ratio of 3.0× — accessible. 75% of housing is owner-occupied. 19,585 residents call 21901 home, typically aged 38. Median household income is $113,107, above the U.S. median near $78,000. The vacancy rate is 9.7%.

Net-net, 21901 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 21901 at the moment; the composite and its components are still built from verifiable public records.

Whether 21901 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21901 can be compared directly against any other ZIP in Cecil County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 21901 shows blanks, not estimates, wherever the record is sparse.

The 26/100 for 21901 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21901 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

26/100
Composite stress
61/100
Structural risk
3/100
Distress activity

ZIP 21901 distress signals, scored

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk62
21901 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 21901 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 21901, the same set carried on every parcel.

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Nearby ZIPs in Cecil County

More distress data near 21901

Further distress data across Cecil County, Maryland at ZIP, county and state level.

Open the complete 21901 acquisition file

Every distressed parcel in 21901 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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