ZIP 21901 Property Distress & Foreclosure Data

DLRadar grades ZIP 21901 (Cecil County, Maryland) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 61/100 structural and 3/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (62/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 20% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 8,206 housing units. Roughly 10.1% live below the poverty line. Around 35% of renters are cost-burdened. On demographic stress specifically, 21901 scores 27/100. About 33% have a four-year degree. A median home runs $367,400 here, or 3.0 times local income. The tenure split is 75% owner-occupied to 25% rented. 19,585 residents call 21901 home, typically aged 38. Households earn a median $113,107 — above the roughly $78,000 national figure. The vacancy rate is 9.7%.

Overall, 21901 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.