ZIP 21915 Property Distress & Foreclosure Data

DLRadar grades ZIP 21915 (Cecil County, Maryland) at a low 26/100 for overall property distress. Structural risk reads 61/100 against active distress of 3/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)).

The peak-phase market in 21915 posted values that rose 2.8% over the year, and 23% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,471 with a median age of 57. Home values center near $376,500, an affordability ratio of 3.6× — accessible. There are about 1,618 housing units across 21915. Rent burden reaches 34% of tenant households. Median household income is $97,794, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 87% of homes, renters 13%. Educational attainment sits at 22% bachelor's-or-above. Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. 13.9% of residents fall below the poverty threshold.

On the whole, 21915 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.