ZIP 21903 Foreclosure, Tax-Lien & Distress Report
Cecil County, Maryland · Distress market
In Cecil County, Maryland, ZIP 21903 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). The latent-versus-live split is 61/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (62/100).
The peak-phase market in 21903 posted values that rose 1.6% over the year, and 26% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $77,500 — near the roughly $78,000 national figure. Roughly 12.1% live below the poverty line. There are about 2,421 housing units across 21903. Educational attainment sits at 22% bachelor's-or-above. On demographic stress specifically, 21903 scores 29/100. The tenure split is 76% owner-occupied to 24% rented. Around 31% of renters are cost-burdened. Home values center near $299,300, an affordability ratio of 3.5× — accessible. The vacancy rate is 5.3%. Population is roughly 5,679 with a median age of 43.
Net-net, 21903 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 21903 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 21903 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Cecil County, Maryland and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 21903 shows blanks, not estimates, wherever the record is sparse.
The 26/100 figure for 21903 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 21903 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 21903
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 21903 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 21903, the same set carried on every parcel.
Nearby ZIPs in Cecil County
Related reports across Cecil County, Maryland
Further distress data across Cecil County, Maryland at ZIP, county and state level.
Unlock parcel-level detail for ZIP 21903
Every distressed parcel in 21903 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology