ZIP 21903 Property Distress & Foreclosure Data

Cecil County, Maryland's ZIP 21903 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). On the structural side it scores 61/100, with 3/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (62/100)).

The peak-phase market in 21903 posted values that rose 2.8% over the year, and 26% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $77,500, near the U.S. median near $78,000. 12.1% of residents fall below the poverty threshold. The ZIP holds roughly 2,421 housing units. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 76% of homes, renters 24%. Around 31% of renters are cost-burdened. Home values center near $299,300, an affordability ratio of 3.5× — accessible. The vacancy rate is 5.3%. Population is roughly 5,679 with a median age of 43.

On balance 21903 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.