ZIP 21635 Foreclosure, Tax-Lien & Distress Report

In Kent County, Maryland, ZIP 21635 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100). The latent-versus-live split is 46/100 structural and 3/100 already moving. The pressure is most legible in construction/permit lag (80/100), structural risk (46/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The market reads expansion — home values rose 5.3% year on year, and 20% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $97,194 — above the roughly $78,000 national figure. On demographic stress specifically, 21635 scores 27/100. The poverty rate is 2.5% — low. A median home runs $402,000 here, or 4.0 times local income. Around 29% of renters are cost-burdened. Educational attainment sits at 35% bachelor's-or-above. Population is roughly 2,200 with a median age of 47. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied. There are about 1,177 housing units across 21635.

On the whole, 21635 leans distressed, with opportunity clustered in specific stressed parcels. 21635 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 21635's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 21635 reflects the current record instead of a stale or modeled snapshot.

21635's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21635 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.