ZIP 21635 Property Distress & Foreclosure Data

In Kent County, Maryland, ZIP 21635 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100). On the structural side it scores 40/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (56/100), structural risk (40/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low.

The market reads peak — home values rose 3.0% year on year, and 20% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

At $97,194, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 27/100. The poverty rate is 2.5% — low. The typical home is worth about $402,000 (4.0× income, relatively affordable). Around 29% of renters are cost-burdened. Around 35% of adults hold a bachelor's degree or higher. About 2,200 people live here, median age 47. The vacancy rate is 15.0% — elevated. 78% of housing is owner-occupied. The ZIP holds roughly 1,177 housing units.

Net-net, 21635 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.