ZIP 21620 Property Distress & Foreclosure Data

ZIP code 21620 in Kent County, Maryland carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (40/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (10/100) register low. On the structural side it scores 40/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100).

The market reads peak — home values rose 2.9% year on year, and 30% higher over three years (phase confidence 41/100). Topping markets hide individual distress behind strong averages.

71% of housing is owner-occupied. About 13,533 people live here, median age 43. The poverty rate is 10.8%. Around 44% of renters are cost-burdened. The ZIP holds roughly 6,373 housing units. Around 43% of adults hold a bachelor's degree or higher. The vacancy rate is 9.3%. The demographic-stress sub-score lands at 31/100. At $76,094, median income runs near typical U.S. levels. The typical home is worth about $347,500 (4.2× income).

Net-net, 21620 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.