ZIP 21620 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21620 (Kent County, Maryland) returns a low composite of 19/100. Its standout signals are construction/permit lag (82/100), structural risk (47/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (10/100). Structural risk reads 47/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (87/100)).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 30% higher over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 71% owner-occupied to 29% rented. Population is roughly 13,533 with a median age of 43. Roughly 10.8% live below the poverty line. Rent burden reaches 44% of tenant households. The ZIP holds roughly 6,373 housing units. About 43% have a four-year degree. Vacancy runs 9.3%. The demographic-stress sub-score lands at 31/100. Median household income is $76,094, near the U.S. median near $78,000. A median home runs $347,500 here, or 4.2 times local income.

On balance 21620 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 21620 at the moment; the composite and its components are still built from verifiable public records.

The 21620 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 21620 stays directly comparable to neighboring ZIPs and the rest of Kent County, Maryland. Every figure is auditable to a public dataset and refreshed on ingest; 21620 shows blanks, not estimates, wherever the record is sparse.

21620's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 21620 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.