ZIP 21628 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21628 (Queen Anne's County, Maryland) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). Structural risk reads 49/100 against active distress of 3/100. What sets it apart are the readings on construction/permit lag (84/100), structural risk (49/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.2% year on year, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $160,200 (1.7× income, relatively affordable). The vacancy rate is 0.0%. 299 residents call 21628 home, typically aged 48. 18.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 20/100. About 21% have a four-year degree. At $96,875, median income runs above typical U.S. levels. There are about 177 housing units across 21628. 100% of housing is owner-occupied.

On balance, 21628 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 21628 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 21628's 20/100 can be lined up against any neighbor in Queen Anne's County, Maryland or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 21628, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

21628's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 21628 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.