ZIP 21657 Foreclosure, Tax-Lien & Distress Report

Queen Anne's County, Maryland's ZIP 21657 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100). The latent-versus-live split is 48/100 structural and 3/100 already moving. Leading the profile are construction/permit lag (81/100), structural risk (48/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 2.2% year on year, and 26% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

85% of housing is owner-occupied. There are about 532 housing units across 21657. Around 22% of adults hold a bachelor's degree or higher. Around 43% of renters are cost-burdened. Households earn a median $106,588 — above the roughly $78,000 national figure. The typical home is worth about $359,500 (3.3× income, relatively affordable). The demographic-stress sub-score lands at 28/100. Vacancy runs 3.0%. The poverty rate is 7.3% — low. 1,533 residents call 21657 home, typically aged 49.

Broadly, 21657 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 21657 is not published yet -- the ZIP-level readings above remain fully sourced.

The 21657 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 21657 stays directly comparable to neighboring ZIPs and the rest of Queen Anne's County, Maryland. Nothing here is interpolated — where a source is thin for 21657, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 21657's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21657 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.