ZIP 21625 Foreclosure, Tax-Lien & Distress Report

In Talbot County, Maryland, ZIP 21625 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100). Its standout signals are construction/permit lag (76/100), structural risk (48/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (10/100). Latent structural risk is 48/100 while live distress already moving reads 3/100.

The peak-phase market in 21625 posted values that rose 1.6% over the year, and 30% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,837 residents call 21625 home, typically aged 43. Households earn a median $93,589 — above the roughly $78,000 national figure. The typical home is worth about $372,200 (3.8× income, relatively affordable). Around 23% of adults hold a bachelor's degree or higher. 77% of housing is owner-occupied. The ZIP holds roughly 749 housing units. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. 14.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. Around 78% of renters are cost-burdened.

Net-net, 21625 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 21625 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 21625 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21625 can be compared directly against any other ZIP in Talbot County, Maryland or nationwide. Nothing here is interpolated — where a source is thin for 21625, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 figure for 21625 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 21625 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.