ZIP 21655 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21655 (Caroline County, Maryland) returns a low composite of 16/100. The sharpest non-environmental signals are structural risk (37/100), construction/permit lag (35/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The split runs 37/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, and 25% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,989 housing units across 21655. The poverty rate is 7.3% — low. Home values center near $289,200, an affordability ratio of 3.4× — accessible. Rent burden reaches 45% of tenant households. Median household income is $85,608, near the U.S. median near $78,000. On demographic stress specifically, 21655 scores 29/100. Vacancy runs 9.6%. Owners hold 82% of homes, renters 18%. Educational attainment sits at 25% bachelor's-or-above. About 4,995 people live here, median age 43.

Broadly, 21655 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 21655 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 21655 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21655 can be compared directly against any other ZIP in Caroline County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 21655 shows blanks, not estimates, wherever the record is sparse.

21655's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 21655 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.