ZIP 21655 Property Distress & Foreclosure Data

Composite property distress in 21655 (Caroline County, Maryland) lands at 18/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (43/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 25% higher over three years (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,989 housing units. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $289,200 here, or 3.4 times local income. Around 45% of renters are cost-burdened. Households earn a median $85,608 — near the roughly $78,000 national figure. On demographic stress specifically, 21655 scores 29/100. The vacancy rate is 9.6%. The tenure split is 82% owner-occupied to 18% rented. About 25% have a four-year degree. 4,995 residents call 21655 home, typically aged 43.

On balance, 21655 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.