ZIP 21636 Property Distress & Foreclosure Data

DLRadar grades ZIP 21636 (Caroline County, Maryland) at a low 18/100 for overall property distress. Structural risk reads 43/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (60/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

The peak-phase market in 21636 posted values that rose 3.0% over the year, and 11% higher over three years, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 78% of homes, renters 22%. Vacancy runs 3.7%. Population is roughly 913 with a median age of 44. There are about 433 housing units across 21636. Home values center near $320,000, an affordability ratio of 3.9× — accessible. Rent burden reaches 59% of tenant households. Median household income is $66,818, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 10% bachelor's-or-above. 17.2% of residents fall below the poverty threshold.

On balance 21636 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.