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ZIP 21636 Foreclosure, Tax-Lien & Distress Report

Caroline County, Maryland · Distress market

Scored purely from public records, 21636 (Caroline County, Maryland) returns a low composite of 16/100. Structural risk reads 37/100 against active distress of 2/100. The pressure is most legible in structural risk (37/100), construction/permit lag (35/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

The market reads expansion — home values rose 5.3% year on year, and 11% higher over three years, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 78% of homes, renters 22%. Vacancy runs 3.7%. About 913 people live here, median age 44. The ZIP holds roughly 433 housing units. The typical home is worth about $320,000 (3.9× income, relatively affordable). Rent burden reaches 59% of tenant households. At $66,818, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 36/100. Educational attainment sits at 10% bachelor's-or-above. The poverty rate is 17.2% — high, a tax-stress and distress correlate.

Overall, 21636 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 21636 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 21636's 16/100 can be lined up against any neighbor in Caroline County, Maryland or any ZIP coast to coast. 21636 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 21636 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 21636 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
37/100
Structural risk
2/100
Distress activity

ZIP 21636 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk45
Another 9 scored dimensions sit behind 21636

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 21636 Stress Report snapshot

A live read on 21636: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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