ZIP 21639 Property Distress & Foreclosure Data

ZIP code 21639 in Caroline County, Maryland carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100)). On the structural side it scores 43/100, with 2/100 of stress already active.

The peak-phase market in 21639 posted values that rose 3.0% over the year, and 18% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.0%. Population is roughly 4,621 with a median age of 37. The ZIP holds roughly 1,916 housing units. Educational attainment sits at 12% bachelor's-or-above. Around 33% of renters are cost-burdened. Owners hold 71% of homes, renters 29%. 14.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 35/100. Median household income is $59,274, below the U.S. median near $78,000. Home values center near $269,400, an affordability ratio of 4.6×.

On balance 21639 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.