ZIP 21632 Property Distress & Foreclosure Data

Composite property distress in 21632 (Caroline County, Maryland) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 45/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (45/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (78/100).

The market reads peak — home values rose 2.9% year on year, and 28% higher over three years, at 42/100 phase confidence. Topping markets hide individual distress behind strong averages.

60% of housing is owner-occupied. Vacancy runs 11.0%. About 6,227 people live here, median age 44. The poverty rate is 20.9% — high, a tax-stress and distress correlate. The typical home is worth about $216,000 (3.2× income, relatively affordable). There are about 2,956 housing units across 21632. The demographic-stress sub-score lands at 35/100. Around 13% of adults hold a bachelor's degree or higher. At $59,808, median income runs below typical U.S. levels. Rent burden reaches 42% of tenant households.

Net-net, 21632 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.