ZIP 21643 Property Distress & Foreclosure Data

ZIP code 21643 in Dorchester County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). What sets it apart are the readings on construction/permit lag (73/100), structural risk (51/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 16% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $230,000 here, or 3.6 times local income. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 21643 scores 34/100. Rent burden reaches 48% of tenant households. Households earn a median $61,708 — below the roughly $78,000 national figure. 5,176 residents call 21643 home, typically aged 40. There are about 2,326 housing units across 21643. About 11% have a four-year degree. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 21643 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.