ZIP 21634 Property Distress & Foreclosure Data

ZIP code 21634 in Dorchester County, Maryland carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 51 and live distress 3 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (73/100), structural risk (51/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $58,750 — below the roughly $78,000 national figure. Vacancy runs 49.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 21634 scores 32/100. There are about 323 housing units across 21634. About 29% have a four-year degree. The tenure split is 100% owner-occupied to 0% rented. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. A median home runs $232,300 here, or 4.7 times local income. 394 residents call 21634 home, typically aged 56.

Taken together, 21634 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.