ZIP 21631 Foreclosure, Tax-Lien & Distress Report
Dorchester County, Maryland · Distress market
In Dorchester County, Maryland, ZIP 21631 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (88/100)). Structurally it carries 40/100, against 3/100 of stress already in motion. Leading the profile are structural risk (40/100), construction/permit lag (29/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted.
The peak-phase market in 21631 posted values that rose 1.6% over the year, and 40% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.
At $69,095, median income runs near typical U.S. levels. The ZIP holds roughly 1,020 housing units. The vacancy rate is 11.0%. Rent burden reaches 68% of tenant households. DLRadar's demographic-stress index for the area reads 36/100. About 25% have a four-year degree. Owners hold 84% of homes, renters 16%. The typical home is worth about $306,700 (4.5× income). 6.1% of residents fall below the poverty threshold. About 2,580 people live here, median age 48.
On balance 21631 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 21631 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 21631 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 21631 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 21631 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 21631 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 21631 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
21631 at a glance
21631 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Dorchester County ZIPs near 21631
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Unlock the full ZIP 21631 acquisition report
Open 21631 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology