ZIP 21631 Property Distress & Foreclosure Data

DLRadar grades ZIP 21631 (Dorchester County, Maryland) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100). On the structural side it scores 51/100, with 3/100 of stress already active. Property-level stress concentrates in construction/permit lag (73/100), structural risk (51/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (11/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 40% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $69,095 — near the roughly $78,000 national figure. The ZIP holds roughly 1,020 housing units. The vacancy rate is 11.0%. Around 68% of renters are cost-burdened. On demographic stress specifically, 21631 scores 36/100. About 25% have a four-year degree. The tenure split is 84% owner-occupied to 16% rented. A median home runs $306,700 here, or 4.5 times local income. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. 2,580 residents call 21631 home, typically aged 48.

Overall, 21631 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.