ZIP 21861 Property Distress & Foreclosure Data

DLRadar grades ZIP 21861 (Wicomico County, Maryland) at a low 23/100 for overall property distress. Structural exposure scores 54 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (64/100)). Property-level stress concentrates in construction/permit lag (87/100), structural risk (54/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

The expansion-phase market in 21861 posted values that rose 6.9% over the year, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 413 housing units across 21861. Educational attainment sits at 19% bachelor's-or-above. Home values center near $192,100, an affordability ratio of 2.2× — accessible. Owners hold 85% of homes, renters 15%. Median household income is $85,714, near the U.S. median near $78,000. 4.6% of residents fall below the poverty threshold. Population is roughly 806 with a median age of 38. Rent burden reaches 15% of tenant households. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 21/100.

Broadly, 21861 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.