ZIP 21801 Foreclosure, Tax-Lien & Distress Report

ZIP code 21801 in Wicomico County, Maryland carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (65/100), climate & FEMA risk (64/100)). Leading the profile are structural risk (42/100), construction/permit lag (40/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). The split runs 42/100 structural to 2/100 active on the ground.

The market reads peak — home values rose 2.7% year on year, 1.3% off the recent peak, and 22% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 30,063 people live here, median age 38. The vacancy rate is 8.0%. A median home runs $327,700 here, or 4.3 times local income. The ZIP holds roughly 12,296 housing units. Rent burden reaches 41% of tenant households. Median household income is $67,140, below the U.S. median near $78,000. The tenure split is 57% owner-occupied to 43% rented. The poverty rate is 16.0%. Around 34% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 35/100.

Net-net, 21801 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 21801 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21801 can be compared directly against any other ZIP in Wicomico County, Maryland or nationwide. The score is rebuilt from public data as it updates, so 21801 reflects the current record instead of a stale or modeled snapshot.

Behind 21801's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 21801 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.