ZIP 21837 Foreclosure, Tax-Lien & Distress Report

Wicomico County, Maryland's ZIP 21837 registers 20/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (64/100)). The latent-versus-live split is 46/100 structural and 2/100 already moving. The pressure is most legible in construction/permit lag (54/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 1.3% off the recent peak, and 17% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,179 housing units. Rent burden reaches 29% of tenant households. 87% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. Roughly 4.9% live below the poverty line, a low share typical of higher-equity areas. About 2,975 people live here, median age 40. At $71,667, median income runs near typical U.S. levels. On demographic stress specifically, 21837 scores 25/100. The vacancy rate is 5.5%. A median home runs $227,400 here, or 2.9 times local income.

On balance 21837 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 21837 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Wicomico County, Maryland and the nation. The score is rebuilt from public data as it updates, so 21837 reflects the current record instead of a stale or modeled snapshot.

21837's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 21837 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.