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ZIP 21865 Foreclosure, Tax-Lien & Distress Report

Wicomico County, Maryland · High Vacancy market

Composite property distress in 21865 (Wicomico County, Maryland) lands at 20/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (64/100)). Leading the profile are construction/permit lag (54/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structurally it carries 46/100, against 2/100 of stress already in motion.

The peak-phase market in 21865 posted values that rose 2.7% over the year, 1.3% off the recent peak, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $80,398 — near the roughly $78,000 national figure. About 310 people live here, median age 67. Vacancy runs 17.6%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 32% bachelor's-or-above. The poverty rate is 3.5% — low. The tenure split is 100% owner-occupied to 0% rented. There are about 218 housing units across 21865. The demographic-stress sub-score lands at 18/100. The typical home is worth about $191,000 (2.0× income, relatively affordable).

Net-net, 21865 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 21865 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 21865's 20/100 can be lined up against any neighbor in Wicomico County, Maryland or any ZIP coast to coast. 21865 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21865's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 21865 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

20/100
Composite stress
46/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 21865

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk64
9 further distress layers are graded for 21865

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 21865 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 21865, drawn from the same report attached to each property.

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Neighbouring ZIPs in Wicomico County

More distress data near 21865

Other reports tied to Wicomico County, Maryland — ZIP, county and statewide.

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Each signal above is traceable to an open dataset · methodology

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