ZIP 21830 Foreclosure, Tax-Lien & Distress Report

ZIP code 21830 in Wicomico County, Maryland carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 42 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (65/100), climate & FEMA risk (64/100)). Property-level stress concentrates in structural risk (42/100), construction/permit lag (40/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

The market reads peak — home values rose 2.7% year on year, 1.3% off the recent peak, and 24% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Population is roughly 5,001 with a median age of 39. The typical home is worth about $282,300 (2.2× income, relatively affordable). The tenure split is 86% owner-occupied to 14% rented. Around 63% of renters are cost-burdened. At $110,015, median income runs above typical U.S. levels. The ZIP holds roughly 1,880 housing units. 6.4% of residents fall below the poverty threshold. About 39% have a four-year degree. Vacancy runs 3.7%. The demographic-stress sub-score lands at 26/100.

Broadly, 21830 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 21830 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 21830's 18/100 can be lined up against any neighbor in Wicomico County, Maryland or any ZIP coast to coast. Where the record is thin for 21830, the field stays empty rather than modeled, and fills in as new documents post.

21830's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 21830 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.