ZIP 21830 Property Distress & Foreclosure Data

Composite property distress in 21830 (Wicomico County, Maryland) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (64/100). The sharpest non-environmental signals are construction/permit lag (87/100), structural risk (54/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 6.9% year on year, and 24% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,001 people live here, median age 39. The typical home is worth about $282,300 (2.2× income, relatively affordable). 86% of housing is owner-occupied. Rent burden reaches 63% of tenant households. At $110,015, median income runs above typical U.S. levels. There are about 1,880 housing units across 21830. The poverty rate is 6.4% — low. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 3.7%. The demographic-stress sub-score lands at 26/100.

Overall 21830 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.