ZIP 21850 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21850 (Wicomico County, Maryland) at a low 20/100 for overall property distress. Latent structural risk is 46/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (54/100), structural risk (46/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (67/100), climate & FEMA risk (64/100)).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 1.3% off the recent peak, and 1% lower over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,693 housing units across 21850. Vacancy runs 5.3%. 86% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 27/100. Educational attainment sits at 11% bachelor's-or-above. 10.3% of residents fall below the poverty threshold. A median home runs $234,500 here, or 2.9 times local income. Around 31% of renters are cost-burdened. 3,733 residents call 21850 home, typically aged 44. At $76,667, median income runs near typical U.S. levels.

Overall, 21850 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 21850 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 21850 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 21850 shows blanks, not estimates, wherever the record is sparse.

Behind 21850's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 21850 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.