ZIP 21804 Property Distress & Foreclosure Data

Wicomico County, Maryland's ZIP 21804 registers 23/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (68/100), climate & FEMA risk (65/100)). On the structural side it scores 54/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (54/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (10/100).

The expansion-phase market in 21804 posted values that rose 6.0% over the year, and 24% higher over three years (phase confidence 52/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 49% of homes, renters 51%. Around 43% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 28% bachelor's-or-above. 16.1% of residents fall below the poverty threshold. Population is roughly 39,461 with a median age of 32. The vacancy rate is 9.0%. Home values center near $243,700, an affordability ratio of 3.3× — accessible. Median household income is $68,882, near the U.S. median near $78,000. The ZIP holds roughly 17,049 housing units.

On balance 21804 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.