ZIP 21842 Property Distress & Foreclosure Data

In Worcester County, Maryland, ZIP 21842 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). The latent-versus-live split is 55/100 structural and 5/100 already moving. Its standout signals are construction/permit lag (84/100), structural risk (55/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low.

The market reads peak — home values rose 2.8% year on year, and 19% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $75,372, median income runs near typical U.S. levels. The poverty rate is 8.2%. Around 39% of adults hold a bachelor's degree or higher. About 11,121 people live here, median age 54. Around 45% of renters are cost-burdened. The ZIP holds roughly 32,621 housing units. The demographic-stress sub-score lands at 42/100. 74% of housing is owner-occupied. The vacancy rate is 82.3% — elevated. The typical home is worth about $447,700 (5.5× income).

Net-net, 21842 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.