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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 21842 Foreclosure, Tax-Lien & Distress Report

Worcester County, Maryland · High Vacancy market

Worcester County, Maryland's ZIP 21842 registers 24/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (71/100), climate & FEMA risk (68/100). The latent-versus-live split is 56/100 structural and 5/100 already moving. Its standout signals are construction/permit lag (87/100), structural risk (56/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and institutional ownership (16/100) register low.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 19% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $75,372, near the U.S. median near $78,000. Roughly 8.2% live below the poverty line. About 39% have a four-year degree. About 11,121 people live here, median age 54. Rent burden reaches 45% of tenant households. The ZIP holds roughly 32,621 housing units. On demographic stress specifically, 21842 scores 42/100. 74% of housing is owner-occupied. Vacancy runs 82.3%, above the national norm and a classic distress-and-opportunity signal. Home values center near $447,700, an affordability ratio of 5.5×.

On the whole, 21842 leans distressed, with opportunity clustered in specific stressed parcels. While 21842 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 21842's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 21842 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 21842 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. In workflow terms, 21842 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
56/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 21842

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk68
21842 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 21842 Stress Report snapshot

A live read on 21842: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Rules-based scoring — each signal ties to a public dataset · methodology

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